Tenacious Consumer Rights Advocates

Making Your Consumer Rights A Reality

Nicholas Bontrager

Nicholas J. Bontrager (Nick) has been a consumer advocate for his entire career of nearly 20 years.  Nick studied at UC Santa Barbara, obtaining a Bachelor of Arts in Law & Society, and a Minor Degree in Global Peace and Security in 2004.  It was during this time that he found his passion for the law and helping individuals overcome conflicts with big corporations. Nick then went on to obtain his law degree from the University of LaVerne  in 2007, where he was a multiple recipient of Dean’s List honors as well as being selected to the university Moot Court Honors program.  Nick has been admitted to the State Bar of California since 2007, and is admitted to practice in all Federal District Courts in California, the District Court of Colorado, the District Court for Northern Florida, the District Court for Western Wisconsin, the District Courts for Northern and Southern Illinois as well as the Ninth Circuit Court of Appeals.

Nick got his start in law at only 25 years old. Spending 4 years as Department Head of a leading national consumer law firm where he managed the firm’s nationwide FDCPA practice. This practice started with only 30 cases and only Nick working on them and ended up handling nearly 2,000 cases a year with a team of 30 employees when Nick exited. From there he went on to manage the consumer finance department of another of the nation’s leading consumer law firms for nearly three years.  This is where he added several years of lead class action counsel experience to his resume, including acting as counsel in national TCPA class actions brought against the Los Angeles Clippers, T-Mobile, Comenity Bank, Credit One Bank, and dozens of other large national corporations.   Prior to founding Bontrager Law, APC, Nick co-founded a thriving boutique consumer law practice with a friend and colleague which handled thousands of cases in its nearly 12 years of existence.   Read More

We stand tall in the face of adversity so you don't have to.

For over 19 years, we have delivered measurable results for consumers nationwide. With thousands of claims handled and millions recovered, our experience translates into strategic, results-driven advocacy you can trust.

Years of Experience
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Claims Handled for Consumers
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Money Settled for Clients
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Practice Areas

Debt Collection

Stopping harassment and illegal collection tactics. We enforce your consumer rights.

Fair Credit Reporting Act

The Fair Credit Reporting Act places responsibilities on credit reporting agencies, creditors, and debt collectors.

Credit ID Theft

No one should be held responsible for debts or accounts created through fraud.

Auto Repo

Stopping harassment and illegal auto repossessions. We enforce your consumer rights.

Credit Report Errors and Disputes

If incorrect information remains on your credit report after you have disputed it, legal action may be an option.

Credit Fraud

Victims of credit fraud should not be responsible for debts they did not create.

Electronic Funds Transfer Act

When a bank refuses to correct an error or fails to properly investigate a disputed transaction, legal action may be an option.

Employment Law

California employment laws provide strong protections for workers, but many employees are unaware when their rights have been violated. .

Tenant Rights

Bontrager Law assists tenants by reviewing the circumstances surrounding a dispute and identifying possible violations of housing laws.

Consumer Rights Attorney Serving California

Consumers deserve fair treatment from businesses, employers, lenders, landlords, and financial institutions. When those rights are violated, the impact can affect credit, employment, housing, and financial stability. Bontrager Law represents individuals throughout California in matters involving consumer protection, credit reporting issues, unlawful debt collection, and other disputes where large companies fail to follow the law.

Many people assume they must simply accept unfair treatment from creditors, employers, or landlords. In reality, federal and state laws give consumers powerful rights. Bontrager Law helps clients enforce those rights and pursue accountability when companies act improperly.

Legal Support for Consumer Protection Issues

Consumer laws exist to hold companies accountable when they misuse financial information, pursue unlawful collection practices, or make billing errors. Bontrager Law represents clients in disputes involving:

  • Debt collection harassment and unlawful collection practices

  • Credit reporting errors and inaccurate credit information

  • Identity theft and fraudulent accounts

  • Auto repossession disputes

  • Credit card billing errors under the Fair Credit Billing Act

  • Electronic banking and ACH transfer errors under the Electronic Funds Transfer Act

These situations can damage a person’s financial future if left unresolved. Bontrager Law works to correct inaccurate records, challenge improper conduct, and pursue remedies available under consumer protection laws.

Testimonials

Is your credit rating holding you back?

A person’s credit rating can hold the key to advancement in life. Without a solid rating, you may find it difficult to buy a home, make other large purchases or even find employment at certain companies.

Many people are surprised to find inaccurate information on their credit reports — information that doesn’t square with the facts or otherwise misstates their true circumstances. If you have tried and failed to get credit reporting agencies to correct faulty data,  Bontrager Law may be able to help.

California Identity Theft Attorneys

At Bontrager Law, we provide robust legal support for individuals affected by credit identity theft. Our dedicated team works tirelessly to protect your financial integrity and personal information.

Immediate Action:

Swift legal responses to halt further damage.

Comprehensive Solutions: 

From disputing fraudulent charges to repairing credit reports.

Personalized Representation:

Tailored legal strategies to meet your unique situation.

If you’re grappling with the repercussions of credit identity theft, let us assist you in restoring your financial health and peace of mind.

Get a Free Consultation

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